# Alternative platforms for Junior ISAs **URL:** \ **Category:** General\ **Created:** [20 May 2023 10:56 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982 "2023-05-20T10:56:57Z")\ **Posts on this page:** 10\ **Page:** 1
**Author:** ![CycloneRepair](https://avatars.discourse-cdn.com/v4/letter/c/85f322/32.png) [@CycloneRepair](https://community.investengine.com/u/CycloneRepair)\ **Post date:** [20 May 2023 10:56 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/1 "2023-05-20T10:56:57Z")
With IE not currently offering JISAs, what platforms are others using? I have two to open, and is really like something as easy and cheap as IE. Same question for Junior SIPPS too! ---
**Author:** ![NDave](https://avatars.discourse-cdn.com/v4/letter/n/bcef8e/32.png) [@NDave](https://community.investengine.com/u/NDave)\ **Post date:** [20 May 2023 11:32 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/2 "2023-05-20T11:32:07Z")
I was browsing Hargreaves Lansdowne and they have dropped their fees on Junior Isa’s. You can talk to them and open. Junior Sipps I think Vanguard offers the cheapest. ---
**Author:** ![xetf](https://avatars.discourse-cdn.com/v4/letter/x/90ced4/32.png) [@xetf](https://community.investengine.com/u/xetf)\ **Post date:** [21 May 2023 07:41 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/3 "2023-05-21T07:41:43Z")
Fidelity don’t charge any platform fees for either Junior ISAs or Junior SIPPs. They have trading fees for ETFs and individual shares but not for funds. My children’s money is invested in a low cost global tracker fund with 0.1% annual ongoing charge (Fidelity Index World Fund). ---
**Author:** ![CycloneRepair](https://avatars.discourse-cdn.com/v4/letter/c/85f322/32.png) [@CycloneRepair](https://community.investengine.com/u/CycloneRepair)\ **Post date:** [21 May 2023 11:52 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/4 "2023-05-21T11:52:47Z")
So no charges other than the 0.1% if I go with a global fund? That sounds appealing! Do you know if I _have_ to pay in minimum £25 pm if I add a lump sum in to begin? It’s not clear ---
**Author:** ![xetf](https://avatars.discourse-cdn.com/v4/letter/x/90ced4/32.png) [@xetf](https://community.investengine.com/u/xetf)\ **Post date:** [22 May 2023 06:31 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/5 "2023-05-22T06:31:42Z")
Yes, only fund management charges until they turn 18, then presumably the usual Fidelity % platform fee kicks in, and the situation about whether Fidelity is still a suitable platform can be reassessed at that point. From their website, > start a regular savings plan from £25, or invest a lump sum from as little as £100 which reads to me as if you could invest a minimum lump sum of £100 without setting up a regular monthly investment. ---
**Author:** ![Mikenike](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/mikenike/32/218_2.png) [@Mikenike](https://community.investengine.com/u/Mikenike)\ **Post date:** [23 May 2023 15:10 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/6 "2023-05-23T15:10:24Z")
Hi, Both Junior ISAs and Pensions are currently on our product roadmap, and we are looking to release them in the near future. As they’re quite complex products to build, we currently do not have a timeframe as to when they’ll be available. Please be assured that we will post updates on our Community Forums and social media whenever there are new products added to InvestEngine. ---
**Author:** ![CycloneRepair](https://avatars.discourse-cdn.com/v4/letter/c/85f322/32.png) [@CycloneRepair](https://community.investengine.com/u/CycloneRepair)\ **Post date:** [24 May 2023 08:30 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/7 "2023-05-24T08:30:04Z")
I went with Fidelity in the end… Costs are good, but the UX wasn’t great. I think InvestEngine could best them there! It was a difficult onboarding by comparison thats for sure. ---
**Author:** ![CycloneRepair](https://avatars.discourse-cdn.com/v4/letter/c/85f322/32.png) [@CycloneRepair](https://community.investengine.com/u/CycloneRepair)\ **Post date:** [29 May 2023 06:40 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/8 "2023-05-29T06:40:01Z")
> [@xetf](#): > > Fidelity don’t charge any platform fees for either Junior ISAs or Junior SIPPs. They have trading fees for ETFs and individual shares but not for funds. My children’s money is invested in a low cost global tracker fund with 0.1% annual ongoing charge (Fidelity Index World Fund). Wow, I just noticed this though: ![Screenshot 2023-05-29 at 07.34.51](https://europe1.discourse-cdn.com/flex017/uploads/investengine/original/1X/86746c99a093f8855d7be5828185d00853a957e1.png) Those are quite high charges for each trade… I wanted to save £25 pm in to each of my kid’s SIPPs, that is a 6% fee! Saving it in a traditional account and doing one trade a year makes it slightley cheaper, but it’s still 2.5%! Not great, and just seems to favour those with more to save. Shame. Come on InvestEngine, we need those JSIPPS! ---
**Author:** ![xetf](https://avatars.discourse-cdn.com/v4/letter/x/90ced4/32.png) [@xetf](https://community.investengine.com/u/xetf)\ **Post date:** [29 May 2023 12:33 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/9 "2023-05-29T12:33:54Z")
Those trading fees are for exchange traded funds, investment trust and individual shares. They have plenty of non exchange traded funds which do not have any trading fees, or platform fees on their junior accounts. These funds are usually labelled Open Ended Investment Companies (OEICs). e.g. [Fidelity Index World Fund P Accumulation Key Statistics | GB00BJS8SJ34 | Fidelity](https://www.fidelity.co.uk/factsheet-data/factsheet/GB00BJS8SJ34-fidelity-index-world-fund-p-acc/key-statistics) ---
**Author:** ![CycloneRepair](https://avatars.discourse-cdn.com/v4/letter/c/85f322/32.png) [@CycloneRepair](https://community.investengine.com/u/CycloneRepair)\ **Post date:** [29 May 2023 13:03 UTC](https://community.investengine.com/t/alternative-platforms-for-junior-isas/982/10 "2023-05-29T13:03:46Z")
Ah, phew! That’s what I went for in the end. They really don’t make it easy to understand’