# Confused with Help Site re Fees

**URL:** <https://community.investengine.com/t/confused-with-help-site-re-fees/1366>\
**Category:** Help & FAQs\
**Created:** [14 January 2024 12:26 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366 "2024-01-14T12:26:54Z")\
**Posts on this page:** 7\
**Page:** 1

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**Author:** ![osopolar](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/osopolar/32/717_2.png) [@osopolar](https://community.investengine.com/u/osopolar)\
**Post date:** [14 January 2024 12:26 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/1 "2024-01-14T12:26:54Z")

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HI Guys  
I have read FAQ’s and Support sent me a link but i find it a little confusing.  
I am transferring these funds from Vanguard VHVG & VFEG directly into IE no cash direct transfer.  
My understanding was the fund fee is taken by Vanguard out of each fund.  
I am doing a DIY for now so my fees i believed would be zero.  
But from the links it mentions see [HERE](https://help.investengine.com/hc/en-gb/articles/4911215488285-When-are-the-fees-deducted-from-my-InvestEngine-account-) is this ust for Mangaed Accounts ?

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**Author:** ![osopolar](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/osopolar/32/717_2.png) [@osopolar](https://community.investengine.com/u/osopolar)\
**Post date:** [14 January 2024 13:32 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/3 "2024-01-14T13:32:44Z")

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HI @noname  
Cheers for help i think the support just throw in all links even when i asked about DIY only!  
I guess they try to cover everything but in general they are very helpful.  
Do you need to autobalance these funds i thought VG did this yearly inside the fund!

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**Author:** ![osopolar](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/osopolar/32/717_2.png) [@osopolar](https://community.investengine.com/u/osopolar)\
**Post date:** [14 January 2024 14:38 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/5 "2024-01-14T14:38:57Z")

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HI  
I have a 90% on VHVG and 10% to VFEG to give me a little more diversity

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**Author:** ![DeeFunds](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/deefunds/32/484_2.png) [@DeeFunds](https://community.investengine.com/u/DeeFunds)\
**Post date:** [15 January 2024 08:57 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/7 "2024-01-15T08:57:43Z")

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Hey there, the FAQ you’ve linked is for managed portfolios. We’ll review this information, to make it clearer to avoid further confusion. If you’ve opened and invested in a DIY portfolio, you will not be charged any management fees by InvestEngine.

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**Author:** ![Ted](https://avatars.discourse-cdn.com/v4/letter/t/db5fbb/32.png) [@Ted](https://community.investengine.com/u/Ted)\
**Post date:** [15 January 2024 18:32 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/8 "2024-01-15T18:32:53Z")

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As you say Vanguard will charge a fund fee. It is built into the fund cost so you won’t see it listed as a fee.

Invest Engine do not charge any fees for their DIY offering.

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**Author:** ![noname](https://avatars.discourse-cdn.com/v4/letter/n/58f4c7/32.png) [@noname](https://community.investengine.com/u/noname)\
**Post date:** [15 January 2024 19:45 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/9 "2024-01-15T19:45:45Z")

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Hi, for clarification, my understanding: even for DIY’ers, the Annual Costs & Charges Report will list fund costs - but they have already been paid for from within the funds, rather than as a separate charge.  
It appears as a weighted average against the account, not a per-fund charge.  
(It is a requirement under Mifid2 regulations, so will be included)

See these helps :-  
[What is the Report](https://help.investengine.com/hc/en-gb/articles/12004815120797-What-is-the-InvestEngine-Annual-Costs-and-Charges-Report-)  
[Individual ETF charges?](https://help.investengine.com/hc/en-gb/articles/12004719095709-Can-I-find-information-about-individual-ETF-costs-in-the-report-)

If you want to check whether InvestEngine charges you directly, check in MORE \> TRANSACTIONS - DIYers won’t see any listed here.

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**Author:** ![Gandalf](https://avatars.discourse-cdn.com/v4/letter/g/59ef9b/32.png) [@Gandalf](https://community.investengine.com/u/Gandalf)\
**Post date:** [19 January 2024 17:27 UTC](https://community.investengine.com/t/confused-with-help-site-re-fees/1366/10 "2024-01-19T17:27:30Z")

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IE DIY charge no platform fee…  
Every ETF has a OCF % charge which is built into the price you pay for the share…  
There is also a bid-offer spread fee each time you buy a share of an ETF… average is about 0.07%  
If you stick to liquid ETFs, like VUAG, VUSA then the transactions are slick.
