# ETF equivalent to this

**URL:** <https://community.investengine.com/t/etf-equivalent-to-this/2430>\
**Category:** General\
**Created:** [29 May 2025 22:01 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430 "2025-05-29T22:01:50Z")\
**Posts on this page:** 5\
**Page:** 1

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**Author:** ![Solar03](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Solar03](https://community.investengine.com/u/Solar03)\
**Post date:** [29 May 2025 22:01 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430/1 "2025-05-29T22:01:50Z")

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Hi all,  
I am wondering if something like BlackRock ICS Sterling Liquidity Fund (Premier) [Money market funds | Lightyear](https://lightyear.com/en-gb/money-market-funds)  
exists on the InvestEngine platform, i.e. pays interest and could be liquidated easily - a bit like an Instant access savings account. I don’t want accumulation products. A couple of products exist that pay out semi-annually, but then one has to hold untill interest is paid, otherwise interest will be lost.  
PS I am looking for this kind of product for the business account.  
Many thanks,  
Sol

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**Author:** ![shrimper](https://avatars.discourse-cdn.com/v4/letter/s/8dc957/32.png) [@shrimper](https://community.investengine.com/u/shrimper)\
**Post date:** [30 May 2025 10:00 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430/2 "2025-05-30T10:00:45Z")

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Your interest isn’t lost when sold, it’s in the price you receive as undistributed accumulated earnings. Bit complicated but you should be able to apply equalization for tax purposes if not holding in a ISA or sipp.

NB It’s the same when you buy, part of your price is buying income that the fund has already received but not paid out

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**Author:** ![RobH](https://avatars.discourse-cdn.com/v4/letter/r/94ad74/32.png) [@RobH](https://community.investengine.com/u/RobH)\
**Post date:** [30 May 2025 15:22 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430/3 "2025-05-30T15:22:50Z")

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Using CSH2 for that purpose, but as you say, accumulating.  
Tho acc seems more liquid than an annual dividend payment.

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**Author:** ![Solar03](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Solar03](https://community.investengine.com/u/Solar03)\
**Post date:** [30 May 2025 15:35 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430/4 "2025-05-30T15:35:17Z")

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@RobH , CSH2 has a bit more complicated taxation. Per HMRC one need to pay tax on unrealised gains/losses as well.

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**Author:** ![RobH](https://avatars.discourse-cdn.com/v4/letter/r/94ad74/32.png) [@RobH](https://community.investengine.com/u/RobH)\
**Post date:** [30 May 2025 20:01 UTC](https://community.investengine.com/t/etf-equivalent-to-this/2430/5 "2025-05-30T20:01:04Z")

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Held in an ISA here…