# Flexible ISA - Transfer **URL:** \ **Category:** General\ **Created:** [30 January 2025 07:43 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156 "2025-01-30T07:43:54Z")\ **Posts on this page:** 7\ **Page:** 1
**Author:** ![Josh](https://avatars.discourse-cdn.com/v4/letter/j/45deac/32.png) [@Josh](https://community.investengine.com/u/Josh)\ **Post date:** [30 January 2025 07:43 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/1 "2025-01-30T07:43:54Z")
I have a flexible ISA with trading 212. I want to bring the money to investengine but in Specie isn’t permitted - IE can’t/won’t do it. Am I correct in thinking I can withdraw cash (from the current years’ subscription) out of Trading 212 and instantly moved it to InvestEngine. This would limit time out of the market if I am forced to do a cash transfer. The legislation below suggests that I can > **[The Individual Savings Account (Amendment) Regulations 2016](https://www.legislation.gov.uk/uksi/2016/16/regulation/10/made)** > > These Regulations amend the Individual Savings Account Regulations 1998 (S.I. 1998/1870) (“the principal regulations”). “Subject to regulation 4(1B)(a) and (b), a replacement subscription in respect of a subscription counting towards the limit in regulation 4ZA(1) may be made into any account of the account investor.” 4ZA(1) is > **[The Individual Savings Account Regulations 1998](https://www.legislation.gov.uk/uksi/1998/1870/regulation/4ZA)** > > These Regulations make provision for the setting up of accounts (Individual Savings Accounts) by account managers, to which an individual may make subscriptions, and through which those subscriptions are invested. The Regulations specify the... " 4ZA.—(1) The overall subscription limit for any qualifying individual for any year (that is the aggregate of the qualifying individual’s subscriptions to all accounts that are not junior ISA accounts in that year) is [[F2]£20,000]." ---
**Author:** ![DeeFunds](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/deefunds/32/484_2.png) [@DeeFunds](https://community.investengine.com/u/DeeFunds)\ **Post date:** [30 January 2025 10:40 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/3 "2025-01-30T10:40:41Z")
Hey Josh, thanks for raising this. We can offer an in-specie ISA transfer if we have the same ETFs on our platform. If we don’t, we may have alternatives to the ones you currently hold. Please let us know which ones they are, so we can check this for you. If you withdraw from your ISA as cash and pay into your InvestEngine account, you will lose your ISA wrapper on the amount you withdrew and it will count towards your tax-year allowance. As @noname mentioned, Flexible ISAs only work when you contribute back into the same account you withdrew from. ---
**Author:** ![Josh](https://avatars.discourse-cdn.com/v4/letter/j/45deac/32.png) [@Josh](https://community.investengine.com/u/Josh)\ **Post date:** [30 January 2025 11:41 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/4 "2025-01-30T11:41:24Z")
Hey, I’ve asked about this twice and have been told in Specie form Trading 212 is not possible. Can you confirm this is now possible? Thanks ---
**Author:** ![DeeFunds](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/deefunds/32/484_2.png) [@DeeFunds](https://community.investengine.com/u/DeeFunds)\ **Post date:** [30 January 2025 11:55 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/5 "2025-01-30T11:55:54Z")
It will solely depend on which ETFs you’re trying to transfer. Could you confirm these? ---
**Author:** ![PStaveley](https://avatars.discourse-cdn.com/v4/letter/p/b3f665/32.png) [@PStaveley](https://community.investengine.com/u/PStaveley)\ **Post date:** [30 January 2025 12:14 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/6 "2025-01-30T12:14:23Z")
To widen this out, could you confirm that in-specie transfer of an ISA to Trading212 is possible if both platforms trade with the same ETF? For example, if an IE ISA only had one ETF which would be SEMG would an in-specie transfer now be possible? ---
**Author:** ![Josh](https://avatars.discourse-cdn.com/v4/letter/j/45deac/32.png) [@Josh](https://community.investengine.com/u/Josh)\ **Post date:** [30 January 2025 12:26 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/7 "2025-01-30T12:26:26Z")
I have and they do exist. But IE twice said T212 is not TeX therefore no in Specie. Whats the new position? ---
**Author:** ![DeeFunds](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/deefunds/32/484_2.png) [@DeeFunds](https://community.investengine.com/u/DeeFunds)\ **Post date:** [30 January 2025 15:25 UTC](https://community.investengine.com/t/flexible-isa-transfer/2156/8 "2025-01-30T15:25:22Z")
@PStaveley We’ve checked directly with Trading212 and as you mention, they’re not a part of TeX. In clearer terms, it means they do not offer electronic transfers. We can accept in-specie transfers from any provider that facilitates this but any transfers from T212 will need to be completed in cash.