# Transferring Chip Cash ISA to IE SS ISA

**URL:** <https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543>\
**Category:** InvestEngine promotions\
**Created:** [25 March 2024 14:25 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543 "2024-03-25T14:25:14Z")\
**Posts on this page:** 8\
**Page:** 1

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**Author:** ![BetsKD](https://avatars.discourse-cdn.com/v4/letter/b/7c8e57/32.png) [@BetsKD](https://community.investengine.com/u/BetsKD)\
**Post date:** [25 March 2024 14:25 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/1 "2024-03-25T14:25:14Z")

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I’ve just requested a transfer from my Chip Cash ISA to my IE SS ISA portfolio. I’ve just seen some threads in this community and I wonder if I should be worried about charges on either side?

Second question, I want to add more into my Chip Cash ISA. Do I need to wait for this transfer to complete in order to do that? I super hope not.

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**Author:** ![mark66](https://avatars.discourse-cdn.com/v4/letter/m/c2a13f/32.png) [@mark66](https://community.investengine.com/u/mark66)\
**Post date:** [25 March 2024 16:06 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/2 "2024-03-25T16:06:12Z")

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charges. IE DO NOT charge but i dont know about chip.  
i transfered a cash isa from hodge last year into a IE isa and it took aprox 3 weeks to happen so i dont think you need to worry.

maybe max out your 2023/24 isa allowance with any mainstream bank and transfer that across when your chip has completed as adding to your ‘in progress’ isa may mess things up?

i am sure ‘the management’ will clarify this.

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**Author:** ![BetsKD](https://avatars.discourse-cdn.com/v4/letter/b/7c8e57/32.png) [@BetsKD](https://community.investengine.com/u/BetsKD)\
**Post date:** [25 March 2024 16:29 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/3 "2024-03-25T16:29:57Z")

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Sadly, they have said that I would need to transfer the whole amount so if I did add into the Chip ISA, it would be transferred over to IE as well. So yes, will have to wait. Can’t open another ISA in a mainstream bank because you can only pay into 1 cash ISA per year.

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**Author:** ![Mikenike](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/mikenike/32/218_2.png) [@Mikenike](https://community.investengine.com/u/Mikenike)\
**Post date:** [25 March 2024 20:56 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/4 "2024-03-25T20:56:51Z")

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Yes, sorry about that.

The good news is that this is going to be changed very soon in 24-25 tax year.

With the new changes, you can now have more than one ISA in each tax year.

More details here - [https://help.investengine.com/hc/en-gb/articles/17506973176733-ISA-changes-for-2024-25](https://help.investengine.com/hc/en-gb/articles/17506973176733-ISA-changes-for-2024-25)

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**Author:** ![Solar03](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Solar03](https://community.investengine.com/u/Solar03)\
**Post date:** [22 March 2025 14:57 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/5 "2025-03-22T14:57:24Z")

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Hi all, if I transferred a large cash ISA to SS ISA, I guess I need to make a lump sum investment into the SS ISA portfolio. What are the options I have if I don’t want to put the whole amount in one go? Do I get cash ISA rate interest on the uninvested amount?

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**Author:** ![PStaveley](https://avatars.discourse-cdn.com/v4/letter/p/b3f665/32.png) [@PStaveley](https://community.investengine.com/u/PStaveley)\
**Post date:** [22 March 2025 16:38 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/6 "2025-03-22T16:38:53Z")

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InvestEngine do not pay interest on any uninvested cash held in any account. Obviously some other ISA providers do pay cash.  
Also InvestEngine does not offer a Cash ISA.

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**Author:** ![Solar03](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Solar03](https://community.investengine.com/u/Solar03)\
**Post date:** [22 March 2025 16:54 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/7 "2025-03-22T16:54:28Z")

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Thank you, @PStaveley. In this case, will it be possible to transfer from cash ISA to SS ISA in a few chunks periodically instead of the whole amount?

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**Author:** ![Solar03](https://avatars.discourse-cdn.com/v4/letter/s/ccd318/32.png) [@Solar03](https://community.investengine.com/u/Solar03)\
**Post date:** [22 March 2025 20:16 UTC](https://community.investengine.com/t/transferring-chip-cash-isa-to-ie-ss-isa/1543/9 "2025-03-22T20:16:29Z")

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Thank you @noname !
