# Vanguard ISA Transfer - in specie or liquidate

**URL:** <https://community.investengine.com/t/vanguard-isa-transfer-in-specie-or-liquidate/2061>\
**Category:** Help & FAQs\
**Created:** [27 December 2024 11:44 UTC](https://community.investengine.com/t/vanguard-isa-transfer-in-specie-or-liquidate/2061 "2024-12-27T11:44:00Z")\
**Posts on this page:** 3\
**Page:** 1

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**Author:** ![valts37](https://avatars.discourse-cdn.com/v4/letter/v/85f322/32.png) [@valts37](https://community.investengine.com/u/valts37)\
**Post date:** [27 December 2024 11:44 UTC](https://community.investengine.com/t/vanguard-isa-transfer-in-specie-or-liquidate/2061/1 "2024-12-27T11:44:00Z")

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Hi all,

I am looking at transferring my ISA from Vanguard. I mostly hold a fund that isn’t offered by IE which would rule otherwise doing in-specie. I am aware that Vanguard is known for sluggish transfers, so my question is whether it would be faster/easier to switch my holdings on the Vanguard side to an IE-offered fund then do an in-specie transfer from there? Or is there little difference compared to liquidating?

Thanks

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**Author:** ![mark66](https://avatars.discourse-cdn.com/v4/letter/m/c2a13f/32.png) [@mark66](https://community.investengine.com/u/mark66)\
**Post date:** [27 December 2024 14:55 UTC](https://community.investengine.com/t/vanguard-isa-transfer-in-specie-or-liquidate/2061/2 "2024-12-27T14:55:26Z")

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aparently it takes upto 30 days for an in specie transfer as per industry quotations,  
(my cash isa transfer was 5 days.)

is it not easier to sell on vanguard and then rebuy on IE? i think it will be a lot faster.

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**Author:** ![Sebastian.Ricaurte](https://dub1.discourse-cdn.com/flex017/user_avatar/community.investengine.com/sebastian.ricaurte/32/962_2.png) [@Sebastian.Ricaurte](https://community.investengine.com/u/Sebastian.Ricaurte)\
**Post date:** [27 December 2024 20:57 UTC](https://community.investengine.com/t/vanguard-isa-transfer-in-specie-or-liquidate/2061/4 "2024-12-27T20:57:55Z")

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Hello there!  
If you hold an ETF or Fund, that is not in our InvestEngine Range, you are not able to transfer it in-specie. You would have to liquidate your holdings, in order to transfer them as cash.

Couldn’t assure you that a Cash Transfer is faster than in-specie transfer, but the process is quite easier.  
Please, keep in mind that any type of ISA Transfer can take up to 30 days.  
Hope to have you soon onboard!