How to set up a Savings Plan

Originally published at: How to set up a Savings Plan – InvestEngine Insights

Getting started with an InvestEngine Savings Plan is easy. In just a few taps, you can start investing regularly to grow your wealth for the future.

Here’s how to set up a Savings Plan in seconds:

  • Sign up to InvestEngine and/or log into your account
  • Open a portfolio or head to the portfolio you want to use for your Savings Plans
  • Under your ‘Portfolio balance‘, you should see an option to ‘Set up a Savings Plan
  • Choose how often, when and how much you want to invest, from as little as £10 per week
  • You’re all set to start investing

Why set up a Savings Plan?

There are a number of advantages to regular, little-and-often investing.

  • The most flexible way to invest. Weekly, fortnightly or monthly – whether you want to invest just after payday, or throw a little in every week, you can create a plan that works for you.
  • Everything InvestEngine has to offer. Take full advantage of our powerful tools for automated investing, full transparency on your investments and instant, smart portfolio maintenance.
  • Fight back against inflation. With prices rising quickly, leaving cash in a savings account is a surefire way to erode its value. Drip-feeding your cash into markets could offer inflation-busting growth.
  • Utilise pound cost averaging. Regular top ups can take the stress out of investing and reduce risk – find out how a technique called pound cost averaging can smooth out any market turbulence.

Important information

Capital at risk. The value of your portfolio with InvestEngine can go down as well as up and you may get back less than you invest. ETF costs also apply.

This communication is provided for general information only and should not be construed as advice. If in doubt you may wish to consult a professional adviser for guidance.

Tax treatment depends on personal circumstances and is subject to change, and past performance is not a reliable indicator of future returns.


If you set up a savings plan and autoinvest along with a cash buffer, you then withdraw the full amount of your cash buffer, how does the cash buffer build up again?
Does income naturally build up, you’re investments get sold to meet the buffer or your savings plan stays as cash until the cash buffer is reached?

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Hi Rishi, thanks for your questions and for your feedback!

AutoInvest will never trigger sales to replenish the cash buffer.

The cash buffer will be there for your next top-up and some of those funds used to replace the buffer.

We should also mention that placing any sales in your portfolio will trigger AutoInvest to be switched off.

So, if you’re selling and withdrawing funds you’ll need to reenable AutoInvest after the withdrawal.


Thank you very much for the information :ok_hand:t4: