New product alert! Introducing LifePlans!

Our News
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[Capital at risk] Hello InvestEngine Community - we’ve got a big announcement today that’s been in the pipeline for a while, and that we’re super excited about! And we wanted you to be among the first to hear about it.

Introducing InvestEngine Lifeplans!

InvestEngine LifePlans are a range of expertly created portfolios, designed to give easy access to a portfolio of investments to suit you. Each option has a different balance of thousands of stocks and bonds, varying from 20% to 100% equity exposure.

What’s great about them:

  • They’re fully managed by our team of investment specialists
  • All of the LifePlan portfolios are robust standalone products, fully diversified across regions, sectors, currencies, and asset classes
  • For more experienced investors, this is an excellent foundation for a core portfolio allocation, providing a stable base from which to add thematic satellite positions
  • Management fees come in at just 0.25% (ETF fees also apply), among the lowest on the market.

Getting started is easy. Here’s how to set up a LifePlan portfolio:

  • Sign up to InvestEngine and/or log into your account
  • Select ‘Add a portfolio’, choose your account type and then pick LifePlan
  • Choose which LifePlan you want to invest in, from 20% to 100% equity.
  • You’re all set to start investing

We will then take care of your LifePlan portfolio to ensure it stays right for you and your goals. The rule of thumb here is that equities tend to come with the potential for higher returns - but more equities tends to mean more risk, while bonds are there to provide greater stability and predictability.

Our LifePlans range from 20% equities all the way up to 100%. Judge how adventurous you want to be with your portfolio and pick a LifePlan that reflects those goals.

LifePlan 20 is ideal for low-risk investing, with 20% shares and 80% bonds. It’s perfect for those seeking returns with minimal risk.

LifePlan 40 is a balanced option, with 40% shares and 60% bonds, for those comfortable with a bit more risk.

LifePlan 60 is for those seeking higher growth, offering 60% shares and 40% bonds - a solid choice for medium-risk investors.

LifePlan 80 is designed for those with higher risk tolerance, focusing on long-term growth with 80% shares and 20% bonds.

LifePlan 100 is fully invested in the stock market, with 100% shares. This high-risk, high-reward option is for those aiming for maximum growth.

Compared to LifeStrategies, there’s no home bias, equivalent pricing, and a broader choice of funds - letting us move into cheaper options or performance drivers e.g. factor funds. And, of course, they’re on a better platform.

Let us know what you think about it!

Read more here:

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I’m slightly confused with these, possibly being dumb…

What’s the difference between the Managed Portfolio and LifePlans. Both are 0.25% fee - but LifePlan has the lower fund fees vs managed? More questions like why pick one of the other - why the need for both, what do you expect the performance to be better on etc.

Then on the fees it says comparable - something like Vanguard direct is 0.15% fee, but capped at £275 plus 0.22% Life strategy fund fee. But this is 0.25% not capped plus 0.10-0.14%? So circa 0.35% to 0.39% (and vs something life T212 and buying LifeStrat at 0.22%).

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Great news , so when can we start also investing in stocks here on InvestEngine? Kind redards

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Going to be honest, don’t understand why or how this is an interesting ‘new’ feature.

It’s a managed portfolio with a different name.
Utterly pointless.

Would imagined getting sipp transfers implemented would be on most people’s wishlists, but instead we have… This :melting_face:

2 Likes
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Rather then wasting time creating a needless expensive product, why not put extra effort into implementing the sipp transfer feature. Just a thought. :thinking:

1 Like
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Hello,
We understand that SIPP transfers are highly requested, and this feature is definitely on our roadmap. In the meantime, we are focused on improving other aspects of the platform, which we hope will provide significant value. Stay tuned, as we’re actively working to roll out more features like SIPP transfers as soon as possible.

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they look exactly the same as managed portfolios to me, can you explain how i can swap my growth 6 managed to a lifeplan 100 please.

will the lifeplans show % green or red?

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[Capital at risk] LifePlans were created to give investors who prefer to choose their own portfolio direct access to the expertise of our investment team. Unlike the Managed solution, with LifePlans you can select the portfolio that suits your needs, followed by a few straightforward questions to confirm, avoiding lengthy questionnaires, making professional portfolio management more accessible.

Not everyone is completely comfortable with their portfolio’s equity balance or risk level being chosen for them after filling in the Managed questionnaire - they may already have a specific idea of the level they’d like to target in their portfolio. LifePlans means you’re in control of the balance of assets you’re invested in and the risk level of your investments; we just keep the portfolio running smoothly over the long-term.

In addition, LifePlans open up new possibilities for us to evolve both services in the future, offering distinct experiences for Managed investors who prefer more personalised support.

Based on feedback from our customers, we believe this will make professional investment management more accessible, as this is something we believe all investors should have access to, and can benefit from.