Vanguard ISA Transfer - in specie or liquidate

Help & FAQs
1

Hi all,

I am looking at transferring my ISA from Vanguard. I mostly hold a fund that isn’t offered by IE which would rule otherwise doing in-specie. I am aware that Vanguard is known for sluggish transfers, so my question is whether it would be faster/easier to switch my holdings on the Vanguard side to an IE-offered fund then do an in-specie transfer from there? Or is there little difference compared to liquidating?

Thanks

2

aparently it takes upto 30 days for an in specie transfer as per industry quotations,
(my cash isa transfer was 5 days.)

is it not easier to sell on vanguard and then rebuy on IE? i think it will be a lot faster.

3

Hi,
I transferred an ISA from Vanguard to IE in September.
I too went to cash first, as it generally moves faster, though I was also aiming at non-Vanguard funds.
It took 8 calendar days (which included one weekend).

4

Hello there!
If you hold an ETF or Fund, that is not in our InvestEngine Range, you are not able to transfer it in-specie. You would have to liquidate your holdings, in order to transfer them as cash.

Couldn’t assure you that a Cash Transfer is faster than in-specie transfer, but the process is quite easier.
Please, keep in mind that any type of ISA Transfer can take up to 30 days.
Hope to have you soon onboard!